Credit and Debit Card Processing Accounts Helping you qualify for the lowest possible rate on every credit card transaction
We offer credit card processing for Visa, MasterCard, Discover, American Express and JCB. We also offer safe and secure PIN based debit card processing for all of the regional debit networks. We partner with three of the best authorization networks in the merchant processing industry to provide your business with comprehensive bankcard processing.
We help you understand how you can qualify for the lowest possible rate on every transaction. Approximately 90% of the total cost to acquire a card transaction is in your control. Only about 10% of the cost is actual processing fees.
Gift Cards Increase sales, create loyalty, bring new customers into your store
We have introductory packages that start off with as few as 100 cards, gift card holders, window decals and point of sale signage. If you want a more robust program we can help you create a custom designed card with your business logo and in full color. Gift cards are a great way to increase sales, create loyalty, bring new people into your store and are a great way to advertise.
Fleet Cards Helping you increase sales
If you are in the automotive or fuel business accepting fleet cards is a must. Wright Express, Voyager and Fuelman are three of the most widely used fleet cards today. Being able to accept these cards in your business will help you increase sales. We are able to incorporate these card types into a single terminal application. Making it easy for you and your staff to accept these card types.
EBT Cards Electronic Benefit Transfer (EBT)
Electronic Benefit Transfer (EBT) is an electronic system that allows a recipient to authorize transfer of their government benefits from a Federal account to a retailer account to pay for products received. EBT is currently being used in many States to issue food stamp and other benefits.
Check Services Check Acceptance – Remote Deposit Capture – Check Recovery
We offer a variety of services for our merchants in handling paper checks. Our services can be broken down into three categories:
Check Acceptance – If your customers want to pay by check we can reduce or eliminate the chance of you accepting a “bad check”. Check Verification services checks to see if the check writer is on a national bad check writer list. Check Guarantee services will insure that you will be paid on the check that is being written to you. Check Guarantee with Conversion will not only guarantee that the funds will be available, but will also electronically deposit those funds into your checking account without you having to go to the bank.
Remote Deposit Capture – With Atlantic Merchant’s remote deposit capture product you can conveniently deposit all checks that you receive into your bank account without ever leaving your office. Our remote deposit capture product also allows you full ACH capabilities, check by phone, web based check payment and recurring payments.
Check Recovery – We offer every merchant a free check recovery service. If you ever deposit a check into your account that is returned for “NSF” we will attempt to collect that check for you free of charge. Our electronic check re-presentment program is successful in collecting 85% of all ‘NSF” checks. In addition to the service being FREE, we deposit 100% of the face amount of the check into your checking account.
Terminals and Gateways Electronic payment and virtual terminals
We offer electronic payment terminals from all of the leading manufacture’s including: Verifone, Hypercom, Lipman, Exadigm, Way Systems, RDM, Commerciant, and Thales. Best of all, if you already own a terminal we can re-program your existing equipment at no charge!
In addition to hardware, we also offer Virtual Terminal products. With a Virtual Terminal there’s no hardware to purchase or softw
are to download. If you already have a PC or laptop all you need is an internet connection and you are ready to process.
For those businesses that conduct commerce via the internet, we have a number of solutions that will make it easy for you to grow your online business – securely. Our Virtual Terminal products have secure shopping carts that make it possible for you to sell you products or services via the internet. We also offer our online merchants access to the eProcessing Network and Authorize.Net payment gateways.
Call Susan Norris at (912) 856-3770 (S & P Sales, LLC is an authorized representative for Atlantic Merchant Services)